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25501 Joy Ln, Damascus, MD 20872 Property Records

Montgomery County property record for 25501 Joy Ln, Damascus, MD 20872

Property Summary

Property TypeTownhouse
Details3 ba · 1,872 sqft · built 2010
Lot Size0.048 acres (2,100 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Aug 2018)
Tax Bill$4,884 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03624431

Property Details

APN / Parcel Number

Primary APN12-03624431
Alternative APN
  • 03624431

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area692 sqft
Basement Area540 sqft
Finished Basement540 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,100 sqft (0.048 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03624431
Street Address25501 JOY LN
CityDAMASCUS
StateMD
Zip20872-2627
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT8.0
Legal DescriptionMAGRUDERS OVERLOOK
Legal SubdivisionMAGRUDERS OVERLOOK
Legal BlockA
Legal Lot Number74
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1001
Census Tract700207

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address25501 JOY LN, DAMASCUS, MD 20872-2627
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 3, 2018Deed, Transfer · FHA Mortgage
HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Book / Page56414 / 262
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25501 JOY LN, DAMASCUS, MD 20872-2627
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0627200407
DateApr 23, 2021
Book Page62720/407
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueDec 1, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 3, 2018
Property Address25501 JOY LN, DAMASCUS, MD 20872-2627
Document Number0564140262
Book / Page56414 / 262
Map ReferencePL23752
Instrument DateJul 31, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyTHE SECURIT TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address25501 JOY LN, DAMASCUS, MD 20872-2627

Mortgage

Document Number0056414270
DateAug 3, 2018
Instrument56414/270
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$412,100 (+6.65%)$437,800 (-) Land $138,600 Building $299,200
2025$4,884.00 (+41.2%)$386,400 (+9.28%)$437,800 (+21.38%) Land $138,600 Building $299,200
2023$353,600$360,700 Land $132,000 Building $228,700
2022$3,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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