2550 Otto Dr, Stockton, CA 95209 Property Records

San Joaquin County property record for 2550 Otto Dr, Stockton, CA 95209 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,226 sqft · built 1981
Lot Size0.212 acres (9,276 sqft)
OwnerOwner Name on File
Last Sale$106,500 (Jul 1998)
Tax Bill$1,817 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (reduced by levee)
APN078-240-210-000

Property Details

APN / Parcel Number

Primary APN078-240-210-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,226 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Construction TypeWood
Lot Area9,276 sqft (0.212 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2550 OTTO DR
CitySTOCKTON
StateCA
Zip95209-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 821223 FR ORIG APN 074820218
Legal SubdivisionCOLONIAL ESTATES NORTH UNIT #20
Legal Tract1536
Legal Lot Number940
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionSTOCKTON
Census Block Group2
Census Block2003
Census Tract3213

Owner

Source: San Joaquin County records · APN 078-240-210-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address2550 OTTO DR, STOCKTON, CA 95209-1112
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jan 24, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF WEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 1998 · Amount on Record
Deed SaleJul 23, 1998 · Amount on Record
Prior SaleMay 05, 1998 · Amount on Record
Deed Document Number1998-084539
Deed Book / Page078
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2550 OTTO DR, STOCKTON, CA 95209-1112
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 OTTO DR, STOCKTON, CA 95209-1112

Mortgage

Document Number0000007026
DateJan 18, 2022
Instrument2022-007026
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95834
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2042

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2550 OTTO DR, STOCKTON, CA 95209-1112
Document Number0000012978
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 OTTO DR STOCKTON CA 952091112, STOCKTON, CA 95209-1112

Mortgage

Document Number0000012978
DateFeb 05, 2018
Instrument12978
Lender
NameBANK OF WEST
AddressSTOCKTON, CA 95207
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 04, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityStockton City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,817.00 (+3.24%) Homeowner's exemption$166,163 (+4.04%) Land $39,188 Building $126,975
2023$1,760.00 (+2.68%) Homeowner's exemption$159,713 Land $37,667 Building $122,046
2022$1,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770032132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
6 of 6 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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