2542 Otto Dr, Stockton, CA 95209 Property Records

San Joaquin County property record for 2542 Otto Dr, Stockton, CA 95209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,226 sqft · built 1981
Lot Size	0.168 acres (7,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,500 (Jul 1998)
Tax Bill	$2,046 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`078-240-200-000`

Property Details

APN / Parcel Number

Primary APN	`078-240-200-000`
Alternative APN	`078-240-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,321 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	078-240-20
Street Address	2542 OTTO DR
City	STOCKTON
State	CA
Zip	95209-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1536 LOT 939
Legal Subdivision	COLONIAL ESTATES NORTH
Legal Tract	1536
Legal Block	2
Legal Lot Number	939
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2003
Census Tract	3213

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 8, 2017	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1998 · Amount on Record
Deed Sale	Jul 30, 1998 · Amount on Record
Prior Sale	May 27, 1997 · Amount on Record
Deed Document Number	199887303
Last Transfer Date	May 15, 2017
Transfer Doc	0000064851
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069394
Date	Jun 2, 2022
Instrument	2022-069394

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086314
Date	May 18, 2021
Instrument	2021-086314

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 8, 2017
Property Address	2542 OTTO DR, STOCKTON, CA 95209-1112
Document Number	0000064851
Instrument Date	May 15, 2017
Instrument	64851
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2542 OTTO DR STOCKTON CA 952091112, STOCKTON, CA 95209-1112

Mortgage

Document Number	64852
Date	Jun 8, 2017
Instrument	64852

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,046.00 (+0.24%)
2025	$2,041.00 (+3.24%) Homeowner's exemption	$186,700 (+4.04%) Land $39,188 Building $147,512
2023	$1,977.00 (+2.54%) Homeowner's exemption	$179,452 Land $37,667 Building $141,785	$465,210
2022	$1,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: DigitalPath.

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