2534 Otto Dr, Stockton, CA 95209 Property Records

San Joaquin County property record for 2534 Otto Dr, Stockton, CA 95209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 1980
Lot Size	0.291 acres (12,686 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2019)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`078-240-190-000`

Property Details

APN / Parcel Number

Primary APN	`078-240-190-000`
Alternative APN	`078-240-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,686 sqft (0.291 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	078-240-19
Street Address	2534 OTTO DR
City	STOCKTON
State	CA
Zip	95209-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1536 LOT 938
Legal Subdivision	COLONIAL ESTATES NORTH
Legal Tract	1536
Legal Block	2
Legal Lot Number	938
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2003
Census Tract	3213

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION LOANS LLC
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VALLEY STRONG CU
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Jan 18, 2008 · Amount on Record
Deed Document Number	201939246
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	0000039245
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076843
Date	Sep 10, 2025
Instrument	2025-076843

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 OTTO DR, STOCKTON, CA 95209-1112

Mortgage

Document Number	0000077495
Date	Jun 23, 2022
Instrument	2022-077495

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 OTTO DR, STOCKTON, CA 95209-1112

Mortgage

Document Number	0000120208
Date	Jul 19, 2021
Instrument	2021-120208

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2019
Property Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Document Number	0000039245
Instrument Date	Apr 16, 2019
Instrument	39245
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2534 OTTO DR STOCKTON CA 952091112, STOCKTON, CA 95209-1112

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2019
Property Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Document Number	0000039246
Map Reference	MB 25 PG 8
Instrument Date	Apr 15, 2019
Instrument	2019-039246
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 OTTO DR, STOCKTON, CA 95209-1112
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039247
Date	Apr 19, 2019
Instrument	2019-039247

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,084.00 (+3.03%)	$362,540 (+4.04%) Land $100,395 Building $262,145
2023	$3,964.00 (+2.43%)	$348,464 Land $96,498 Building $251,966	$418,410
2022	$3,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: DigitalPath, Softcom Internet Communications, T-Mobile.

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