255 Waterfall Dr, Johnstown, PA 15906 Property Records

Cambria County property record for 255 Waterfall Dr, Johnstown, PA 15906

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$738 (2026)
Deeds & Mortgages	Dec 2021 Refinance May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-003.-125.001`

Property Details

APN / Parcel Number

Primary APN	`40-003.-125.001`
Alternative APN	`040 108097`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	255 WATERFALL DR
City	JOHNSTOWN
State	PA
Zip	15906-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H 2G
Jurisdiction	CAMBRIA PA
Township / Civil Division	MIDDLE TAYLOR
Census Block Group	3
Census Block	3035
Census Tract	10100

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UTILITIES EMPLOYEES CU
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance USSCO FEDERAL CREDIT UNION
Feb 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005
Deed Sale	Jun 30, 2005
Deed Book / Page	2070 / 160
Last Transfer Date	Feb 11, 2019
Transfer Doc	0000001610
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	255 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000015941
Date	Dec 20, 2021
Instrument	20210-00015941

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	255 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000003969
Date	May 1, 2019
Instrument	20190-00003969

Lender

Name	USSCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIA PA
Recording Date	Feb 25, 2019
Property Address	255 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Document Number	2019000001610
Instrument Date	Feb 11, 2019
Instrument	20190-00001610
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 WATFALL DR, JOHNSTOWN, PA 15906

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Middle Taylor Township
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00 (-68.07%)	$16,310 (-) Land $1,320 Building $14,990
2024	$2,311.00	$16,310 Land $1,320 Building $14,990
1972			$16,310 Land $1,320 Building $14,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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