Cambria County property record for 236 Waterfall Dr, Johnstown, PA 15906
| Property Type | Single Family Home |
|---|---|
| Details | built 1952 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Oct 1989) |
| Tax Bill | $970 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-003.-122.000 |
| Primary APN | 40-003.-122.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 65,340 sqft (1.5 acres) |
| Street Address | 236 WATERFALL DR |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15906-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H POLE BLDG |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | MIDDLE TAYLOR |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 10100 |
236 Waterfall Dr is owned and occupied by two individuals who bought it in October 1989.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 236 WATERFALL DR, JOHNSTOWN, PA 15906-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK |
| May 24, 2017 | Deed of Trust, Mortgage PENNCREST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1989 · Amount on File |
| Deed Sale | Oct 1, 1989 · Amount on File |
| Deed Book / Page | 1226 / 1005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 236 WATERFALL DR, JOHNSTOWN, PA 15906-3815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000007375 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 20210-00007375 |
| Name | FIRST SUMMIT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 236 WATERFALL DR, JOHNSTOWN, PA 15906-3815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2800/0002 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 2800/0002 |
| Instrument | 2017-0005194 |
| Name | PENNCREST BANK |
|---|---|
| Type | Bank |
| Address | NANTY GLO, PA 15943 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jun 1, 2027 |
The 2026 property tax bill for 236 Waterfall Dr was $970.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Middle Taylor Township |
| Unified School District | Ferndale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970.00 | $21,440 Land $2,050 Building $19,390 | |
| 2024 | $3,039.00 | $21,440 Land $2,050 Building $19,390 | |
| 1972 | $21,440 Land $2,050 Building $19,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 236 Waterfall Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1979–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 236 Waterfall Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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