219 Waterfall Dr, Johnstown, PA 15906 Property Records

Cambria County property record for 219 Waterfall Dr, Johnstown, PA 15906

Property Summary

Property Type	Single Family Home
Details	built 2004
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,135 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`40-003.-115.004`

Property Details

APN / Parcel Number

Primary APN	`40-003.-115.004`
Alternative APN	`040 119368`

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	219 WATERFALL DR
City	JOHNSTOWN
State	PA
Zip	15906-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CAMBRIA PA
Township / Civil Division	MIDDLE TAYLOR
Census Block Group	3
Census Block	3035
Census Tract	10100

Owner

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage FIRST COMMONWEALTH BANK
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2004
Deed Sale	Feb 24, 2004
Deed Book / Page	1967 / 1174
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	219 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300007741
Date	Aug 15, 2023
Instrument	2023-00007741

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	219 WATERFALL DR, JOHNSTOWN, PA 15906-3822
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000013318
Date	Oct 22, 2021
Instrument	20210-00013318

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	Middle Taylor Township
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,135.00 (-50.89%)	$45,030 (-) Land $2,900 Building $42,130
2024	$6,383.00	$45,030 Land $2,900 Building $42,130
1972			$45,030 Land $2,900 Building $42,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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