255 Reflections Dr, Apt 13, San Ramon, CA 94583 Property Records

Contra Costa County property record for 255 Reflections Dr, Apt 13, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 949 sqft · built 1988
Lot Size	0.024 acres (1,057 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Aug 2018)
Tax Bill	$7,908 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-047-5`

Property Details

APN / Parcel Number

Primary APN	`213-781-047-5`
Alternative APN	`213-781-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	1,057 sqft (0.024 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	255 REFLECTIONS DR, 13
City	SAN RAMON
State	CA
Zip	94583-4736
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B7 U13
Legal Subdivision	REFLECTIONS SUB 6480
Legal Tract	6780
Legal Block	7
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	255 REFLECTIONS DR, 13, SAN RAMON, CA 94583-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 10, 2019	Deed of Trust, Mortgage SOVEREIGN LNDG
Aug 20, 2018	Quit Claim Deed, Transfer GUARANTEED RATE
Aug 20, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Feb 24, 2015 · Amount on Record
Deed Document Number	2018132985
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0000132986
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4736
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 REFLECTIONS DR 13, 13, SAN RAMON, CA 94583-4736

Mortgage

Document Number	0000331303
Date	Dec 31, 2020
Instrument	2020-331303

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4736
Document Number	0000093250
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	255 REFLECTIONS DR #13 SAN RAMON CA 945834736, 13, SAN RAMON, CA 94583-4736

Mortgage

Document Number	0000093250
Date	Jun 19, 2019
Instrument	93250

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2018
Property Address	255 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4736
Document Number	0000132986
Instrument Date	Aug 14, 2018
Instrument	132986
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	255 REFLECTIONS DR #13 SAN RAMON CA 945834736, 13, SAN RAMON, CA 94583-4736

Mortgage

Document Number	132987
Date	Aug 20, 2018
Instrument	132987

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 20, 2018
Property Address	255 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4736
Document Number	0000132985
Instrument Date	Aug 8, 2018
Instrument	132985
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	255 REFLECTIONS DR #13 SAN RAMON CA 945834736, 13, SAN RAMON, CA 94583-4736

Mortgage

Document Number	132987
Date	Aug 20, 2018
Instrument	132987

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,936 (+2%) Land $455,129 Building $204,807
2025	$7,908.00 (+3.24%)	$646,997 (+4.04%) Land $446,205 Building $200,792
2023	$7,660.00 (+0.24%)	$621,875 Land $428,879 Building $192,996
2022	$7,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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