255 Reflections Dr, Apt 12, San Ramon, CA 94583 Property Records

Contra Costa County property record for 255 Reflections Dr, Apt 12, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 949 sqft · built 1988
Lot Size	0.024 acres (1,057 sqft)
Owner	2 Individual Names on File
Last Sale	$408,500 (Jul 2015)
Tax Bill	$6,999 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-046-7`

Property Details

APN / Parcel Number

Primary APN	`213-781-046-7`
Alternative APN	`213-781-046`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	1,057 sqft (0.024 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	255 REFLECTIONS DR, 12
City	SAN RAMON
State	CA
Zip	94583-4736
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B7 U12
Legal Subdivision	REFLECTIONS CONDO BLDG 7
Legal Tract	6780
Legal Block	7
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

255 Reflections Dr, Apt 12 is owned and occupied by two individuals who bought it in July 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 REFLECTIONS DR, 12, SAN RAMON, CA 94583-4736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADHI FINANCIAL INC
Mar 30, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Oct 13, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on File
Deed Sale	Jul 17, 2015 · Amount on File
Prior Sale	Apr 16, 2008 · Amount on File
Deed Document Number	2015149227
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 12, 12, SAN RAMON, CA 94583-4736
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084376
Date	Jun 6, 2019
Instrument	2019-084376

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 12, 12, SAN RAMON, CA 94583-4736
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003378
Date	Jan 8, 2020
Instrument	2020-003378

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	255 REFLECTIONS DR APT 12, 12, SAN RAMON, CA 94583-4736
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 REFLECTIONS DR, SAN RAMON, CA 94583-4766

Mortgage

Document Number	0000210122
Date	Sep 21, 2020
Instrument	2020-210122

Lender

Name	ADHI FINANCIAL INC
Type	Non-Lending Institution
Address	UNION CITY, CA 94587

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	255 REFLECTIONS DR APT 12, 12, SAN RAMON, CA 94583-4736
Document Number	0000048997
Instrument Date	Mar 22, 2018
Instrument	48997
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	174 LA MONTE LN TRACY CA 953777011, TRACY, CA 95377-7011

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2017
Property Address	255 REFLECTIONS DR APT 12, 12, SAN RAMON, CA 94583-4736
Document Number	0000187893
Instrument Date	Oct 11, 2017
Instrument	187893
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	255 REFLECTIONS DR #12 SAN RAMON CA 945834736, 12, SAN RAMON, CA 94583-4736

Mortgage

Document Number	187894
Date	Oct 13, 2017
Instrument	187894

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 255 Reflections Dr, Apt 12 was $6,999 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$581,447 (+2%) Land $406,202 Building $175,245
2025	$6,999.00 Homeowner's exemption	$570,047 Land $398,238 Building $171,809
2023	$6,780.00 (+0.21%) Homeowner's exemption	$547,914 Land $382,775 Building $165,139
2022	$6,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 Reflections Dr, Apt 12 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Reflections Dr, Apt 12 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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