255 Pratt Ln, Covington, IN 47932 Property Records

Fountain County property record for 255 Pratt Ln, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,644 sqft · built 2003
Lot Size	0.48 acres (20,900 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Jun 2019)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017B090220700500`

Property Details

APN / Parcel Number

Primary APN	`017B090220700500`
Alternative APNs	`23-13-02-207-005.000-015` `00001011881` `0170023106`

Interior

Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft
Finished Basement	1,644 sqft
Game Room	Game Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Brick
Roof Material	Asphalt
Lot Area	20,900 sqft (0.48 acres)
Lot Dimensions	190 ft deep x 110 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,683 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001011881
Street Address	255 PRATT LN
City	COVINGTON
State	IN
Zip	47932-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00231-06 JOSHUA ESTATES SUBDIV PHASE 1 LOT 5 MP B09-02-207-00500
Legal Subdivision	JOSHUA ESTATES
Legal Phase	1
Legal Lot Number	5
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	255 PRATT LN, COVINGTON, IN 47932-8092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNTAIN TRUST CO
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FOUNTAIN TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20191365
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	255 PRATT LN, COVINGTON, IN 47932-8092
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000877
Date	Apr 21, 2020
Instrument	202000877

Lender

Name	FOUNTAIN TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 27, 2019
Property Address	255 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0201901365
Instrument Date	Jun 14, 2019
Instrument	201901365
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 PRATT LN, COVINGTON, IN 47932-8092

Mortgage

Document Number	0201901366
Date	Jun 27, 2019
Instrument	201901366

Lender

Name	FOUNTAIN TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+3.47%) Homeowner's exemption	$362,300 (+13.08%) Land $44,100 Building $318,200	$362,300 (+13.08%) Land $44,100 Building $318,200
2024	$2,048.00 (-9.3%)
2023	$2,258.00 (-14.73%)	$320,400 (-6.21%) Land $44,100 Building $276,300	$320,400 (-6.21%) Land $44,100 Building $276,300
2022	$2,648.00	$341,600 Land $14,700 Building $326,900	$341,600 Land $14,700 Building $326,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

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