246 Pratt Ln, Covington, IN 47932 Property Records

Fountain County property record for 246 Pratt Ln, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,950 sqft · built 2022
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (May 2022)
Tax Bill	$1,821 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017B090220700900`

Property Details

APN / Parcel Number

Primary APN	`017B090220700900`
Alternative APNs	`23-13-02-207-009.000-015` `00001011898` `0170023110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	200 ft deep x 115 ft wide
Terrain	High
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001011898
Street Address	246 PRATT LN
City	COVINGTON
State	IN
Zip	47932-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00231-10 JOSHUA ESTATES SUBDIV PHASE 1 LOT 9 MP 017-B09-02-207-00900
Legal Subdivision	JOSHUA ESTATES
Legal Phase	1
Legal Lot Number	9
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	246 PRATT LN, COVINGTON, IN 47932-8092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW STATE BANK
Jun 5, 2025	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW STATE BANK
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
May 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Deed Document Number	20222929
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	246 PRATT LN, COVINGTON, IN 47932-8092
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502086
Date	Sep 3, 2025
Instrument	202502086

Lender

Name	LONGVIEW STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 5, 2025
Property Address	246 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0202501292
Instrument Date	May 30, 2025
Instrument	202501292
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 PRATT LN, COVINGTON, IN 47932-8092

Mortgage

Document Number	0202501293
Date	Jun 5, 2025
Instrument	202501293

Lender

Name	LONGVIEW STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Aug 26, 2022
Property Address	246 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0202202145
Instrument Date	Aug 18, 2022
Instrument	202202145
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 PRATT LN, COVINGTON, IN 47932-8092

Mortgage

Document Number	0202202146
Date	Aug 26, 2022
Instrument	202202146

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	May 26, 2022
Property Address	246 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0202201258
Instrument Date	Mar 29, 2022
Instrument	202201258
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 665, CRAWFORDSVILLE, IN 47933-0665
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,821.00 (+2.71%) Homeowner's exemption	$318,200 (+9.91%) Land $46,300 Building $271,900	$318,200 (+9.91%) Land $46,300 Building $271,900
2024	$1,773.00 (-5.03%)
2023	$1,867.00 (+2,772.31%)	$289,500 (+3,659.74%) Land $46,300 Building $243,200	$289,500 (+3,659.74%) Land $46,300 Building $243,200
2022	$65.00	$7,700 Land $7,700	$7,700 Land $7,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

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