251 Pratt Ln, Covington, IN 47932 Property Records

Fountain County property record for 251 Pratt Ln, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,725 sqft · built 2023
Lot Size	0.523 acres (22,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017B090220700300`

Property Details

APN / Parcel Number

Primary APN	`017B090220700300`
Alternative APNs	`23-13-02-207-003.000-015` `00001011877` `0170023104`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,799 sqft (0.523 acres)
Lot Dimensions	190 ft deep x 120 ft wide
Terrain	High
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001011877
Street Address	251 PRATT LN
City	COVINGTON
State	IN
Zip	47932-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00231-04 JOSHUA ESTATES SUBDIV PHASE 1 LOT 3 MP B09-02-207-00300
Legal Subdivision	JOSHUA ESTATES
Legal Phase	1
Legal Lot Number	3
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

Source: Fountain County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 PRATT LN, COVINGTON, IN 47932-8092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Sep 9, 2022	Warranty Deed, Transfer
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022
Deed Sale	Sep 9, 2022
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20223144
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 1, 2023
Property Address	251 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0202301155
Map Reference	DOC 201901354
Instrument Date	May 1, 2023
Instrument	202301155
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 PRATT LN, COVINGTON, IN 47932-8092

Mortgage

Document Number	0202301156
Date	Jun 1, 2023
Instrument	202301156

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Sep 9, 2022
Property Address	251 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0202202261
Map Reference	DOC 201901354
Instrument Date	Sep 2, 2022
Instrument	202202261
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 27, 2019
Property Address	251 PRATT LN, COVINGTON, IN 47932-8092
Document Number	0201901355
Instrument Date	Jun 20, 2019
Instrument	201901355
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 WASHINGTON ST, COVINGTON, IN 47932-1552

Mortgage

Document Number	0201901357
Date	Jun 27, 2019
Instrument	201901357

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00 (+13%) Homeowner's exemption	$266,700 (+1,064.63%) Land $22,900 Building $243,800	$266,700 (+1,064.63%) Land $22,900 Building $243,800
2024	$1,415.00 (+359.42%)
2023	$308.00 (+45.28%)	$22,900 (+49.67%) Land $22,900	$22,900 (+49.67%) Land $22,900
2022	$212.00 (-14.17%)	$15,300 Land $15,300	$15,300 Land $15,300
2021	$247.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

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