255 Lunsford Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 255 Lunsford Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,002 sqft · built 1997
Lot Size	2.66 acres (115,870 sqft)
Owner	Individual Name on File
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552204731072000`

Property Details

APN / Parcel Number

Primary APN	`552204731072000`
Alternative APNs	`53561` `56354`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,002 sqft Heated Area
Upper Floors Area	244 sqft
Basement Area	429 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	115,870 sqft (2.66 acres)
Lot Dimensions	436 ft deep x 257 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56354
Street Address	255 LUNSFORD RD
City	MURPHY
State	NC
Zip	28906-6478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HENDRIX FARM 1668/52
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1017
Census Tract	930401

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	503 PARK DR, BRADENTON, FL 34209-1847
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2024
Deed Sale	May 22, 2024
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2494
Deed Book / Page	1757 / 511
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 21, 2020
Property Address	255 LUNSFORD RD, MURPHY, NC 28906-6478
Document Number	1668/52
Book / Page	1668 / 52
Map Reference	CAB H SL 1068
Instrument Date	Dec 9, 2020
Instrument	8070
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 LUNSFORD RD, 255, MURPHY, NC 28906-6478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	503 PARK DR, BRADENTON, FL 34209-1847

Mortgage

Document Number	166854
Date	Dec 21, 2020
Instrument	1668/54

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00	$224,450 (-)	$224,450 (-) Land $15,610 Building $208,840
2023		$224,450	$224,450 Land $15,610 Building $208,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Cable	500 / 30
Starlink Satellite	280 / 30