Cherokee County property record for 185 Lunsford Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,547 sqft · built 2004 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Aug 2003) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552204629950000 |
| Primary APN | 552204629950000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,547 sqft Heated Area |
| Gross Area | 5,858 sqft |
| 1st Floor Area | 1,549 sqft |
| Upper Floors Area | 998 sqft |
| Basement Area | 1,102 sqft |
| Finished Basement | 1,102 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 115,870 sqft (2.66 acres) |
| Lot Dimensions | 455 ft deep x 256 ft wide |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | Deck Area |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9594 |
|---|---|
| Street Address | 185 LUNSFORD RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 HENDRIX FARM PROP 898/142 |
| Legal Subdivision | HENDRIX FARM PROPERTY |
| Legal Phase | 898 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930401 |
Source: Cherokee County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 LUNSFORD RD, MURPHY, NC 28906-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2003 · Amount on Record |
| Deed Sale | Aug 1, 2003 · Amount on Record |
| Deed Book / Page | 1056 / 432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 185 LUNSFORD RD, MURPHY, NC 28906-3771 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 185 LUNSFORD RD, MURPHY, NC 28906-3771 |
| Document Number | 001753/174 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 1753/174 |
| Instrument | 1241 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 9380 EXCELSIOR BLVD, HOPKINS, MN 55343 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2039 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 | $331,550 (-) | $331,550 (-) Land $15,610 Building $315,940 |
| 2023 | $331,550 | $331,550 Land $15,610 Building $315,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
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