362 Lunsford Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 362 Lunsford Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,014 sqft · built 1969
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (Mar 2021)
Tax Bill	$843 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552204830057000`

Property Details

APN / Parcel Number

Primary APN	`552204830057000`
Alternative APN	`54154`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	350 ft deep x 56 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54154
Street Address	362 LUNSFORD RD
City	MURPHY
State	NC
Zip	28906-3770
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 2 FR BARNETT 1544/697
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1016
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	362 LUNSFORD RD, MURPHY, NC 28906-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2021	Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	1972
Deed Book / Page	1676 / 189
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	362 LUNSFORD RD, MURPHY, NC 28906-3770
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01704/1191
Date	Feb 23, 2022
Book Page	1704/1191
Instrument	1176

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 25, 2021
Property Address	362 LUNSFORD RD, MURPHY, NC 28906-3770
Document Number	001676/189
Book / Page	1676 / 189
Instrument Date	Mar 25, 2021
Instrument	1972
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 BARNETT RD, MURPHY, NC 28906-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 LUNSFORD RD, MURPHY, NC 28906-3770

Mortgage

Document Number	0016760191
Date	Mar 25, 2021
Instrument	01676/0191

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00	$108,300 (-)	$108,300 (-) Land $6,660 Building $101,640
2023		$108,300	$108,300 Land $6,660 Building $101,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Peachtree Broadband Fiber, Verizon.

Nearby Properties on Lunsford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures