Black Hawk County property record for 255 Letsch Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,324 sqft Living Area |
| Lot Size | 12,600 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2025) |
| Tax Bill | $4,308.00 (2025) |
| Primary APN | 8913-21-176-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,324 sqft Living Area |
| 1st Floor | 1,324 sqft 1st Floor |
| Basement Area | 1,324 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 1,324 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 12,600 sqft (0.289 acres) |
| Depth X Width | 140 ft x 90 ft Depth x Width |
| Patio Area | 42 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 255 LETSCH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1748 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY W 140 FT LOT 88 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Lot Number | 88 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-176-024
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU |
| Oct 15, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance DEERE EMPLOYEES CREDIT UNION |
| Dec 31, 2018 | Warranty Deed, Transfer · Stand Alone First Mortgage DEERE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Doc Number | 202511301 |
| Prior Transfer Date | Jun 15, 2007 |
| Prior Transfer Doc | 2007027385 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 05, 2025 |
| Property Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 0202511301 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025-11301 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $407.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 0202511302 |
|---|---|
| Date | Aug 05, 2025 |
| Instrument | 2025-11302 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202400005665 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 202400005665 |
| Name | EMPEOPLE CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000006913 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 202000006913 |
| Name | DEERE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 31, 2018 |
| Property Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 201900010048 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 201900010048 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 201900010049 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 201900010049 |
| Name | DEERE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,308.00 Homeowner's exemption | $233,400 (+11.77%) Land $31,500 Building $201,900 | $233,400 (+11.77%) Land $31,500 Building $201,900 |
| 2024 | $4,308.00 (+18.74%) | ||
| 2023 | $208,820 (+19.95%) Land $31,500 Building $177,320 | $208,820 (+19.95%) Land $31,500 Building $177,320 | |
| 2022 | $3,628.00 Homeowner's exemption | $174,090 Land $31,500 Building $142,590 | |
| 2021 | $174,090 Land $31,500 Building $142,590 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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