Black Hawk County property record for 245 Letsch Rd, Waterloo, IA 50701 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,408 sqft Living Area |
| Lot Size | 15,400 sqft (0.354 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,000 (2018) |
| Tax Bill | $4,988.00 (2025) |
| Primary APN | 8913-21-176-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,408 sqft Living Area |
| 1st Floor | 1,408 sqft 1st Floor |
| Basement Area | 1,408 sqft Basement |
| Finished Basement | 200 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,400 sqft (0.354 acres) |
| Depth X Width | 140 ft x 110 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 245 LETSCH RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1748 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY W 140 FT LOT 89 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 21 |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Lot Number | 89 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-21-176-025
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 06, 2017 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Jul 06, 2010 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Jun 23, 2005 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY STATE BANK |
| Mar 05, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Apr 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU |
| Mar 05, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Mar 05, 2018 | Warranty Deed, Subdivision Related Transfer UNIVERSITY OF IOWA CREDIT UNION |
| Dec 12, 2017 | Warranty Deed, Transfer FIRST SECURITY STATE BANK |
| May 22, 2009 | Intrafamily Transfer, Transfer VALLEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2018 · Amount on Record |
| Deed Sale | Mar 05, 2018 · Amount on Record |
| Prior Sale | Dec 12, 2017 · Amount on Record |
| Deed Doc Number | 201814357 |
| Last Transfer Date | Apr 11, 2022 |
| Transfer Doc | 0000020136 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700012398 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 2017-00012398 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 05, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011000212 |
|---|---|
| Date | Jul 06, 2010 |
| Instrument | 2011000212 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Address | DUBUQUE, IA 52004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005029971 |
|---|---|
| Date | Jun 23, 2005 |
| Instrument | 2005029971 |
| Name | FIRST SECURITY STATE BANK |
|---|---|
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800014359 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 201800014359 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 70 Months |
| Due | Jan 01, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 15, 2022 |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 202200020136 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 202200020136 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 202200020137 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 202200020137 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 05, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 05, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800014358 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 201800014358 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 05, 2018 |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 201800014357 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 201800014357 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 201800014358 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 201800014358 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 12, 2017 |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 201800010121 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2018-00010121 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201800010122 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2018-00010122 |
| Name | FIRST SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 22, 2009 |
| Property Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 2009022249 |
| Instrument Date | May 21, 2009 |
| Instrument | 2009022249 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 LETSCH RD, WATERLOO, IA 50701-1748 |
| Document Number | 2009022250 |
|---|---|
| Date | May 22, 2009 |
| Instrument | 2009022250 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MOLINE, IL 61265 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2039 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,988.00 | $253,930 (+10.46%) Land $36,580 Building $217,350 | $253,930 (+10.46%) Land $36,580 Building $217,350 |
| 2024 | $4,988.00 (+18.31%) | ||
| 2023 | $229,890 (+19.73%) Land $36,580 Building $193,310 | $229,890 (+19.73%) Land $36,580 Building $193,310 | |
| 2022 | $4,216.00 | $192,000 Land $36,580 Building $155,420 | |
| 2021 | $192,000 Land $36,580 Building $155,420 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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