223 Letsch Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 223 Letsch Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,162 sqft · built 1959
Lot Size0.474 acres (20,640 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Jun 2008)
Tax Bill$4,168 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-21-176-027

Property Details

APN / Parcel Number

Primary APN8913-21-176-027

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft
Basement Area1,162 sqft
Finished Basement300 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,640 sqft (0.474 acres)
Lot Dimensions180 ft deep x 141 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address223 LETSCH RD
CityWATERLOO
StateIA
Zip50701-1748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY CASTLE HILL LOT 91
Legal Range13W
Legal Township89N
Legal Section21
Legal SubdivisionPLEASANT VALLEY CASTLE HILL
Legal Lot Number91
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3018
Census Tract1503

Owner

Source: Black Hawk County records · APN 8913-21-176-027

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address223 LETSCH RD, WATERLOO, IA 50701-1748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Sep 21, 2020Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2008 · Amount on Record
Deed SaleJun 02, 2008 · Amount on Record
Deed Document Number200824102
Prior Transfer DateFeb 27, 2008
Prior Transfer Doc2008017409
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address223 LETSCH RD, WATERLOO, IA 50701-1748
Transaction TypeMortgage
Record UpdatedJan 31, 2022
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 LETSCH RD, WATERLOO, IA 50701-1748

Mortgage

Document Number202200014758
DateJan 18, 2022
Instrument202200014758
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address223 LETSCH RD, WATERLOO, IA 50701-1748
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 LETSCH RD, WATERLOO, IA 50701-1748

Mortgage

Document Number202100006160
DateSep 21, 2020
Instrument202100006160
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,168.00 Homeowner's exemption$221,850 (+9.64%) Land $42,820 Building $179,030$221,850 (+9.64%) Land $42,820 Building $179,030
2024$4,168.00 (+15.91%)
2023$202,340 (+17.2%) Land $42,820 Building $159,520$202,340 (+17.2%) Land $42,820 Building $159,520
2022$3,596.00 Homeowner's exemption$172,640 Land $42,820 Building $129,820
2021$172,640 Land $42,820 Building $129,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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