Passaic County and Clifton City property record for 255 Harding Ave, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1910 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Oct 2025) |
| Tax Bill | $8,568 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00020-05-00005 |
| Primary APN | 02-00020-05-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200020500005 |
|---|---|
| Street Address | 255 HARDING AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07011-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Block | 20.5 |
| Legal Lot Number | 5 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 124602 |
255 Harding Ave is owned and occupied by two individuals who bought it in October 2025.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 255 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 28, 2025 | Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Apr 28, 2025 · Amount on File |
| Deed Document Number | 202535812 |
| Deed Book / Page | 4988 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 22, 2025 |
| Property Address | 255 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Document Number | 0000035812 |
| Book / Page | D4988 / 284 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025035812 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CLOSING USA LLC, CLOSEPOINT USA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 LINWOOD TER, CALDWELL, NJ 07006-5318 |
| Name | Verified Name |
|---|---|
| Address | 255 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Document Number | 0000035813 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025035813 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 28, 2025 |
| Property Address | 255 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Document Number | 0000014178 |
| Book / Page | D4888 / 225 |
| Instrument Date | Mar 24, 2025 |
| Instrument | 2025014178 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | GUARDIAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 SELL PL, MONTVILLE, NJ 07045 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 57 LAKEWOOD TER, BLOOMFIELD, NJ 07003-3748 |
| Document Number | 0000014179 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2025014179 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 255 Harding Ave was $8,568, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,600 (+28.47%) Land $84,000 Building $95,600 | $179,600 (+28.47%) Land $84,000 Building $95,600 | |
| 2025 | $8,568.00 (+3.24%) | $139,800 Land $84,000 Building $55,800 | $139,800 Land $84,000 Building $55,800 |
| 2024 | $8,299.00 | ||
| 2023 | $139,800 Land $84,000 Building $55,800 | $139,800 Land $84,000 Building $55,800 | |
| 2022 | $7,982.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 255 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 255 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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