261 Harding Ave, Clifton, NJ 07011 Property Records

Passaic County and Clifton City property record for 261 Harding Ave, Clifton, NJ 07011

Property Summary

Property Type	Single Family Home
Details	1,442 sqft · built 1910
Lot Size	0.098 acres (4,256 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2024)
Tax Bill	$10,383 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00020-05-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00020-05-00003`
Alternative APNs	`0200020000500003` `0200020500003`

Interior

Stories	2 Stories
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,256 sqft (0.098 acres)
Lot Dimensions	115 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	0200020500003
Street Address	261 HARDING AVE
City	CLIFTON
State	NJ
Zip	07011-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B1
Legal Block	20.5
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3013
Census Tract	124602

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 HARDING AVE, CLIFTON, NJ 07011-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	202413523
Deed Book / Page	4700 / 120
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 26, 2024
Property Address	261 HARDING AVE, CLIFTON, NJ 07011-3242
Document Number	0000013523
Book / Page	D4700 / 120
Instrument Date	Apr 22, 2024
Instrument	2024013523
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	PASSAIC VALLEY TITLE SVC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 GOULD TER, CLIFTON, NJ 07013-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 HARDING AVE, CLIFTON, NJ 07011-3242

Mortgage

Document Number	0000013524
Date	Apr 26, 2024
Book Page	M18890/44
Instrument	2024013524

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	92789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,400 (-) Land $79,500 Building $89,900	$169,400 (-) Land $79,500 Building $89,900
2025	$10,383.00 (+3.25%)	$169,400 (-) Land $79,500 Building $89,900	$169,400 (-) Land $79,500 Building $89,900
2024	$10,056.00 (+3.97%)
2023		$169,400 Land $79,500 Building $89,900	$169,400 Land $79,500 Building $89,900
2022	$9,672.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20