Passaic County and Clifton City property record for 247 Harding Ave, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,656 sqft · built 1918 |
| Lot Size | 0.098 acres (4,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jan 2021) |
| Tax Bill | $9,402 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00020-05-00007 |
| Primary APN | 02-00020-05-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,656 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,256 sqft (0.098 acres) |
| Lot Dimensions | 115 ft deep x 37 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200020500007 |
|---|---|
| Street Address | 247 HARDING AVE |
| City | CLIFTON |
| State | NJ |
| Zip | 07011-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Block | 20.5 |
| Legal Lot Number | 7 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 124602 |
247 Harding Ave is owned and occupied by an individual who bought it in January 2021.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 247 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Jan 5, 2021 | Grant Deed, Transfer RIVERVIEW TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Deed Document Number | 2021322 |
| Deed Book / Page | 3936 / 294 |
| Prior Transfer Date | Jun 12, 2008 |
| Prior Transfer Doc | 0000036619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 247 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 247 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016283 |
|---|---|
| Date | May 21, 2024 |
| Book Page | M18918/9 |
| Instrument | 2024016283 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 247 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000323 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | M16705/60 |
| Instrument | 2021000323 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 5, 2021 |
| Property Address | 247 HARDING AVE, CLIFTON, NJ 07011-3242 |
| Document Number | 0000000322 |
| Book / Page | 003936 / 000294 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 322 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2021 |
| Title Company | RIVERVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 HARDING AVE CLIFTON NJ 070113242, CLIFTON, NJ 07011-3242 |
The 2025 property tax bill for 247 Harding Ave was $9,402, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,400 (-) Land $79,500 Building $73,900 | $153,400 (-) Land $79,500 Building $73,900 | |
| 2025 | $9,402.00 (+3.25%) | $153,400 Land $79,500 Building $73,900 | $153,400 Land $79,500 Building $73,900 |
| 2024 | $9,106.00 | ||
| 2023 | $153,400 Land $79,500 Building $73,900 | $153,400 Land $79,500 Building $73,900 | |
| 2022 | $8,759.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 247 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 247 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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