255 Frontier Way, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 255 Frontier Way, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,944 sqft · built 1988
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Sep 1999)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-353-025`

Property Details

APN / Parcel Number

Primary APN	`040-353-025`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,944 sqft Living Area
1st Floor Area	2,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	47,045 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	255 FRONTIER WAY
City	TEMPLETON
State	CA
Zip	93465-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PM 41-5 PAR 2
Legal Subdivision	PARCEL MAP CO-85-254
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1022
Census Tract	12707

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 1999 · Amount on Record
Deed Sale	Sep 27, 1999 · Amount on Record
Deed Document Number	199968728
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489

Mortgage

Document Number	0000003083
Date	Feb 2, 2026
Instrument	2026003083

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489

Mortgage

Document Number	0000063004
Date	Sep 14, 2021
Instrument	2021063004

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	255 FRONTIER WAY, TEMPLETON, CA 93465-9489
Document Number	0000037775
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	255 FRONTIER WAY TEMPLETON CA 934659489, TEMPLETON, CA 93465-9489

Mortgage

Document Number	0000037775
Date	Jul 24, 2020
Instrument	37775

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,938 (+2%) Land $288,572 Building $365,366
2025	$7,392.00 (+9.07%) Homeowner's exemption	$641,116 (+4.04%) Land $282,914 Building $358,202
2023	$6,777.00 (+1.99%) Homeowner's exemption	$616,223 Land $271,929 Building $344,294
2022	$6,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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