Lyon County property record for 255 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1971 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $124,000 (Jun 2015) |
| Tax Bill | $1,318 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-061-18 |
| Primary APN | 020-061-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 255 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 LOT 18 IN BLOCK B, AS SHOWN ON THE MAP OF THE LUCKY BEE SUBDIVISION, FILED IN THE OFFICE OF THE COUNTY RECORDER OF LYON COUNTY, STATE OF NEVADA, ON JANUARY 14, 1964, UNDER FILE NO. 87896, AMENDED BY MAP FILED DECEMBER 3, 1965, UNDER F |
| Legal Subdivision | LUCKY BEE |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 255 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage GREATER NEVADA LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Prior Sale | May 4, 2015 · Amount on Record |
| Deed Document Number | 2015538024 |
| Last Transfer Date | Aug 28, 2021 |
| Transfer Doc | 0000648885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 255 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | ETRCO |
| Name | Verified Name |
|---|
| Document Number | 0000608481 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 608481 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CARSON CITY, NV 89701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 255 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000643091 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 643091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Nov 29, 2021 |
| Property Address | 255 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000648885 |
| Map Reference | FILE 94033 |
| Instrument Date | Aug 28, 2021 |
| Instrument | 648885 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 255 E CEDAR ST, FERNLEY, NV 89408-8553 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,318.00 (-16.69%) | $71,845 (+13.33%) Land $57,750 Building $14,095 | $205,272 (+13.33%) Land $165,000 Building $40,272 |
| 2023 | $1,582.00 (+3.74%) | $63,394 (+1.91%) Land $50,750 Building $12,644 | $181,126 (+1.91%) Land $145,000 Building $36,126 |
| 2022 | $1,525.00 | $62,204 Land $50,750 Building $11,454 | $177,725 Land $145,000 Building $32,725 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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