Lyon County property record for 235 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1966 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Feb 2022) |
| Tax Bill | $721 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Second Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-061-17 |
| Primary APN | 020-061-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 235 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Bargain and Sale Deed, Transfer · Stand-Alone Second Mortgage NEVADA RURAL HOUSING AUTHORITY |
| Feb 8, 2022 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC |
| Feb 9, 2022 | Re-recorded Document TICOR TITLE- RENO, TICOR TITLE RENO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Deed Document Number | 2022652554 |
| Prior Transfer Date | Jan 20, 2022 |
| Prior Transfer Doc | 0000652604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 8, 2022 |
| Property Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000652554 |
| Map Reference | DOC 87696 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 652554 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,002.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000652556 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 652556 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 8, 2022 |
| Property Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000652553 |
| Map Reference | DOC 87896 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 652553 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000652555 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 652555 |
| Name | ISERVE RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 9, 2022 |
| Property Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000652604 |
| Map Reference | DOC 87896 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 652604 |
| Record Updated | Mar 9, 2022 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 E CEDAR ST, FERNLEY, NV 89408-8553 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721.00 (-32.99%) | $74,556 (+13.28%) Land $57,750 Building $16,806 | $213,016 (+13.28%) Land $165,000 Building $48,016 |
| 2023 | $1,076.00 (+3.46%) | $65,816 (+2.15%) Land $50,750 Building $15,066 | $188,047 (+2.15%) Land $145,000 Building $43,047 |
| 2022 | $1,040.00 | $64,431 Land $50,750 Building $13,681 | $184,089 Land $145,000 Building $39,089 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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