Lyon County property record for 220 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Feb 2015) |
| Tax Bill | $1,516 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-041-17 |
| Primary APN | 020-041-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 312 sqft |
| Street Address | 220 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 6, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2015 · Amount on Record |
| Deed Sale | Feb 9, 2015 · Amount on Record |
| Prior Sale | Nov 10, 2014 · Amount on Record |
| Deed Document Number | 2015531880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 220 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000630379 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 630379 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 220 E CEDAR ST, FERNLEY, NV 89408-8553 |
| Document Number | 0000589709 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 220 E CEDAR ST FERNLEY NV 894088553, FERNLEY, NV 89408-8553 |
| Document Number | 0000589709 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 589709 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,516.00 (-14.06%) | $77,070 (+12.83%) Land $57,750 Building $19,320 | $220,201 (+12.83%) Land $165,000 Building $55,201 |
| 2023 | $1,764.00 (+3.76%) | $68,308 (+1.33%) Land $50,750 Building $17,558 | $195,167 (+1.33%) Land $145,000 Building $50,167 |
| 2022 | $1,700.00 | $67,412 Land $50,750 Building $16,662 | $192,607 Land $145,000 Building $47,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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