Mobile County property record for 203 Charles St, Mobile, AL 36604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,462 sqft · built 1890 |
| Owner | Individual Name on File |
| Last Sale | $373,500 (Jul 2021) |
| Tax Bill | $2,861 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022906390004204 |
| Primary APN | R022906390004204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,462 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Upper Floors Area | 1,517 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Porch | Open Porch |
| Porch Area | 556 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 732880 |
|---|---|
| Old Parcel Number | R022906390004204 |
| Street Address | 203 CHARLES ST |
| City | MOBILE |
| State | AL |
| Zip | 36604-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INT OF N ROWL OF CHARLESTON ST & E ROWL OF CHARLES ST TH N 08 DEG 30 MIN E & ALG E ROWL OF CHARLES ST 67.51 FT TH S 81 |
| Legal Range | 01W |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | WASHINGTON/OAKLEIGH |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakleigh Garden Historic District (Boundary Decrease & Additional Documentation) listed 2016 · 66 contributing resources · NRIS 16000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
203 Charles St is owned and occupied by an individual who bought it in July 2021.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Apr 13, 2021 | Warranty Deed, Transfer · Line of Credit TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Prior Sale | Apr 13, 2021 · Amount on File |
| Deed Document Number | 2021047657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Document Number | 0000040822 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022040822 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MCCOMB, MS 39648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 111 Months |
| Due | Sep 27, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 23, 2021 |
| Property Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Document Number | 0000047657 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021047657 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NOT AVAILABLE, GTC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Document Number | 0000047658 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021047658 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 13, 2021 |
| Property Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Document Number | 0000022972 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 2021022972 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | NOT AVAILABLE, GTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 ROCHESTER PL, MOBILE, AL 36608-2262 |
| Name | Verified Name |
|---|---|
| Address | 203 CHARLES ST, MOBILE, AL 36604-3008 |
| Document Number | 0000022973 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021022973 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 8, 2026 |
The 2025 property tax bill for 203 Charles St was $2,861 with a homeowner's exemption, down 2.4% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,861.00 (-2.42%) Homeowner's exemption | $45,960 (-2.38%) Land $3,400 Building $42,560 | $459,600 (-2.38%) Land $34,000 Building $425,600 |
| 2024 | $2,932.00 (+3.68%) Homeowner's exemption | $47,080 (+3.63%) Land $3,400 Building $43,680 | $470,800 (+3.63%) Land $34,000 Building $436,800 |
| 2023 | $2,828.00 (-1.19%) Homeowner's exemption | $45,430 (-1.17%) Land $3,400 Building $42,030 | $454,300 (-1.17%) Land $34,000 Building $420,300 |
| 2022 | $2,862.00 Homeowner's exemption | $45,970 Land $3,400 Building $42,570 | $459,700 Land $34,000 Building $425,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 203 Charles St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 10 (1979–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Charles St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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