207 6th St, Traer, IA 50675 Property Records

Tama County property record for 207 6th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,583 sqft · built 2016
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Trust Names on File
Last Sale	$25,000 (Mar 2006)
Tax Bill	$5,348 (2025)
Deeds & Mortgages	Jan 2016 Mortgage Apr 2016 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.154.002`

Property Details

APN / Parcel Number

Primary APN	`07.10.154.002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
Basement Area	1,403 sqft
Finished Basement	39 sqft
Unfinished Basement	1,364 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,562 sqft (0.495 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	120 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	207 6TH ST
City	TRAER
State	IA
Zip	50675-1459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 PRAIRIE WEST 2ND ADDN
Legal Subdivision	PRAIRIE WEST 2ND
Legal Lot Number	33
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3038
Census Tract	290200

Owner

207 6th St is owner-occupied and held in a trust since August 2025.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 6TH ST, TRAER, IA 50675-1459
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST
Apr 20, 2016	Deed of Trust, Mortgage · Line of Credit FARMERS SAVINGS BANK & TRUST
Aug 28, 2025	Intrafamily Transfer, Transfer
Mar 23, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2006 · Amount on File
Deed Sale	Mar 23, 2006 · Amount on File
Deed Document Number	20063175
Deed Book / Page	771 / 65
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000002231
Record Updated	Oct 29, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	207 6TH ST, TRAER, IA 50675-1459
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000954/178
Date	Jan 14, 2016
Book Page	0954/178
Instrument	2016-0123

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank
Address	TRAER, IA 50675

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 13, 2017

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	207 6TH ST, TRAER, IA 50675-1459
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000958/053
Date	Apr 20, 2016
Book Page	0958/053
Instrument	2016-1067

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank
Address	TRAER, IA 50675

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Aug 28, 2025
Property Address	207 6TH ST, TRAER, IA 50675-1459
Document Number	0020252231
Instrument Date	Aug 28, 2025
Instrument	2025-2231
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 6TH ST, TRAER, IA 50675-1459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 6TH ST, TRAER, IA 50675-1459

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Mar 23, 2006
Property Address	207 6TH ST, TRAER, IA 50675-1459
Document Number	000771/065
Book / Page	0771 / 065
Instrument Date	Mar 13, 2006
Instrument	2006-3175
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$39.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 6TH ST, TRAER, IA 50675-1459

Tax Assessment & Valuation

The 2025 property tax bill for 207 6th St was $5,348 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,348.00	$296,930 Land $34,270 Building $262,660	$296,930 Land $34,270 Building $262,660
2023		$284,070 Land $34,270 Building $249,800	$284,070 Land $34,270 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 6th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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