Monroe County property record for 255 15th Cir, Key Colony Beach, FL 33051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,509 sqft · built 2007 |
| Lot Size | 0.335 acres (14,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Mar 2005) |
| Tax Bill | $22,500 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 00079872-009601 |
| Primary APN | 00079872-009601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,509 sqft Living Area |
| Gross Area | 6,740 sqft |
| 1st Floor Area | 5,420 sqft |
| Basement Area | 435 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 14,570 sqft (0.335 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,231 sqft |
| Pool Area | 578 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,017 sqft |
| Patio Area | 4,105 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9071481 |
|---|---|
| Street Address | 255 15TH CIR |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | INC |
| Legal Description | BK 3 LT 13 COURY SUB NO 2 PB7-48 OR1520-1083 OR1979-2307 OR2092-2209/10 OR2785-164/69 OR3185-0972 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | COURY SUBD #2 |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 510793, KEY COLONY BEACH, FL 33051-0793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2005 · Amount on Record |
| Deed Sale | Mar 11, 2005 · Amount on Record |
| Prior Sale | Mar 3, 2004 · Amount on Record |
| Deed Document Number | 20051502205 |
| Deed Book / Page | 2092 / 2209 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0002384575 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 255 15TH STREET OCEAN, MARATHON, FL 33050-2105 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 376 DEVON CT, VALPARAISO, IN 46385-7705 |
| Document Number | 0031750734 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 3175/734 |
| Instrument | 2376722 |
| Name | CENTER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 18, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417,393 (+5.99%) | $3,802,164 (+4.28%) Land $2,711,768 Building $1,090,396 | |
| 2024 | $22,500.00 (+2%) | ||
| 2023 | $22,058.00 (+3.86%) Homeowner's exemption | $2,280,840 (+3%) | $3,645,936 (+13.63%) Land $2,543,485 Building $1,102,451 |
| 2022 | $21,239.00 Homeowner's exemption | $2,214,408 | $3,208,529 Land $2,211,726 Building $996,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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