195 15th Cir, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 195 15th Cir, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details9 bd · 6.5 ba · 8,152 sqft · built 1991
Lot Size0.587 acres (25,562 sqft)
OwnerCompany Name on File
Last Sale$12,000,000 (Mar 2025)
Tax Bill$65,894 (2023)
Deeds & MortgagesJun 2020 Transfer
Sep 2018 Sale
Flood ZoneZone VE (high risk)
APN00079872-010300

Property Details

APN / Parcel Number

Primary APN00079872-010300
Alternative APNs
  • 05663300079872010300
  • 8734280

Interior

Bedrooms9 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area8,152 sqft Living Area
Gross Area10,219 sqft
1st Floor Area4,933 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2021
Exterior MaterialOther
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area25,562 sqft (0.587 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area2,067 sqft

Exterior Amenities

Pool Area720 sqft
PorchFlorida Room
Porch Area2,774 sqft
Patio Area180 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8734280
Street Address195 15TH CIR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 3 LT 19 & 20 COURY SUBD NO 2 PB7-48 OR1115-1698 OR1514-1058 OR1154-2208 OR1562-2422 OR1907-1789 OR2032-665 OR2165-265 OR2453-882 OR2927-1475 OR2966-1802 OR2993-1885 OR3027-347 OR3107-829
Legal Range33E
Legal Township66S
Legal Section05
Legal SubdivisionCOURY SUBD #2
Legal Block3
Legal Lot Number19,20
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1006
Census Tract971001

Owner

195 15th Cir is owned by a company that bought it in March 2025.

Source: Monroe County records, as of April 2, 2026

Owner of RecordCompany Name on File
Mailing Address8125 SILICA RDG, CHAGRIN FALLS, OH 44023-4710
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2025 · Amount on File
Deed SaleMar 27, 2025 · Amount on File
Prior SaleSep 18, 2018 · Amount on File
Deed Document Number20252494866
Deed Book / Page3317 / 2237
Prior Transfer DateMar 4, 2020
Prior Transfer Doc0030270347
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 17, 2020
Property Address195 15TH STREET OCEAN, MARATHON, FL 33050-2105
Document Number0030270347
Book / Page003027 / 000347
Instrument DateMar 4, 2020
Instrument2269613
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 511359 KEY COLONY BEACH FL 330511359, KEY COLONY BEACH, FL 33051-1359

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 18, 2018
Property Address195 15TH STREET OCEAN, MARATHON, FL 33050-2105
Document Number0029271475
Book / Page002927 / 001475
Instrument DateAug 30, 2018
Instrument2187050
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$30,415.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 511359 KEY COLONY BEACH FL 330511359, KEY COLONY BEACH, FL 33051-1359

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,102,268 Land $4,365,351 Building $4,736,917$9,102,268 Land $4,365,351 Building $4,736,917
2023$65,894.00 (+33.21%)$6,794,442 (+32.44%) Land $3,249,761 Building $3,544,681$6,794,442 (+32.44%) Land $3,249,761 Building $3,544,681
2022$49,468.00$5,130,185 Land $2,825,879 Building $2,304,306$5,130,185 Land $2,825,879 Building $2,304,306

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 195 15th Cir in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 558 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 409 condo units
Nearby Flood Claims861 (1979–2026)
Claims Outside the SFHA1 of 861
Most Recent ClaimFeb 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 469 claims
  • Hurricane Wilma, Oct 2005 · 45 claims
  • Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 15th Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 15th Cir

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