Monroe County property record for 240 15th Cir, Key Colony Beach, FL 33051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,781 sqft · built 1999 |
| Lot Size | 0.213 acres (9,287 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $675,000 (Apr 2003) |
| Tax Bill | $4,622 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00079872-009200 |
| Primary APN | 00079872-009200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,287 sqft (0.213 acres) |
| Lot Dimensions | 109 ft deep x 84 ft wide |
| Garage Area | 544 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 882 sqft |
| Deck Area | 570 sqft |
| Patio Area | 570 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8734174 |
|---|---|
| Old Parcel Number | 05663300079872009200 |
| Street Address | 240 15TH CIR |
| City | KEY COLONY BEACH |
| State | FL |
| Zip | 33051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 3 LOT 8 COURY SUBD NO 2 PB7-48 OR1495-803 OR1874-228 (UNRECORDED D/C - CALEY, RICHARD J) (UNRECORDED M/T ON FILE) |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | COURY SUBD #2 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971001 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 522442, MARATHON SHORES, FL 33052-2442 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2003 · Amount on Record |
| Deed Sale | Apr 7, 2003 · Amount on Record |
| Prior Sale | Jan 26, 1998 · Amount on Record |
| Deed Document Number | 1361069 |
| Deed Book / Page | 1874 / 0228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 240 15TH CIR, KEY COLONY BEACH, FL 33051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 240 15TH CIR, KEY COLONY BEACH, FL 33051 |
| Document Number | 0032100125 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 3210/125 |
| Instrument | 2404978 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key Colony Beach City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482,300 (+5.99%) | $1,644,904 (+8.93%) Land $1,300,320 Building $344,584 | |
| 2024 | $4,622.00 (+4.03%) | ||
| 2023 | $4,443.00 (+2.87%) Senior Citizen's exemption | $455,057 (+3%) | $1,510,084 (+31.32%) Land $1,179,576 Building $330,508 |
| 2022 | $4,319.00 Senior Citizen's exemption | $441,803 | $1,149,906 Land $817,344 Building $332,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 558 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 967 units insured incl. 409 condo units |
| Nearby Flood Claims | 861 (1979–2026) |
| Claims Outside the SFHA | 1 of 861 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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