2549 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 2549 Smith Rd SE, Townsend, GA 31331

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 1986
Lot Size6.5 acres (283,140 sqft)
OwnerIndividual Name on Record
Tax Bill$693 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0063-0002-004

Property Details

APN / Parcel Number

Primary APN0063-0002-004
Alternative APNs
  • 26870
  • 8185

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area952 sqft Living Area
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleMobile Home
Exterior MaterialStucco
Roof MaterialMetal
Lot Area283,140 sqft (6.5 acres)
View / LotCorner

Exterior Amenities

PorchScreened Porch
Porch Area96 sqft
Storage Building80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8185
Street Address2549 SMITH RD SE
CityTOWNSEND
StateGA
Zip31331-4556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code001
Legal DescriptionSMITH RD
JurisdictionMCINTOSH GA
Township / Civil DivisionDARIEN
Census Block Group1
Census Block1093
Census Tract110201

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2447 SMITH RD SE, TOWNSEND, GA 31331-4555
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Sep 18, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH GA
Property AddressSMITH RD, TOWNSEND, GA 31331
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2447 SMITH RD SE, TOWNSEND, GA 31331-4555

Mortgage

Document Number0000000705/0000000134
DateSep 18, 2023
Book Page0000000705/0000000134
Instrument001947
Lender
NameFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2028

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCINTOSH GA
Recording DateSep 18, 2023
Property Address2549 SMITH RD SE, TOWNSEND, GA 31331-4556
Document Number000705/130
Book / Page705 / 130
Instrument DateSep 15, 2023
Instrument001946
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2447 SMITH RD SE, TOWNSEND, GA 31331-4555

Mortgage

Document Number0000001947
DateSep 18, 2023
Instrument001947
Lender
NameFIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term52 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcIntosh County
Unified School DistrictMcIntosh County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$693.00 (+1%)$23,612 (+3.83%) Land $22,400 Building $1,212$59,030 (+3.83%) Land $56,000 Building $3,030
2024$630.00 (+9%)$22,740 (+9.39%) Land $21,520 Building $1,220$56,850 (+9.39%) Land $53,800 Building $3,050
2023$578.00 Homeowner's exemption Senior Citizen's exemption$20,788 Land $19,560 Building $1,228$51,970 Land $48,900 Building $3,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 95% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Darien Telephone Company
Cable
1,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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