2604 Smith Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 2604 Smith Rd SE, Townsend, GA 31331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft · built 2016
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$542,500 (Aug 2025)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0062-G-0068`

Property Details

APN / Parcel Number

Primary APN	`0062-G-0068`
Alternative APN	`11288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,070 sqft Heated Area
1st Floor Area	2,070 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	326,700 sqft (7.5 acres)
View / Lot	Corner
Garage Area	1,120 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	428 sqft
Lean-To	360 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11288
Street Address	2604 SMITH RD SE
City	TOWNSEND
State	GA
Zip	31331-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE/ LOT 68 CRESCENT FARMS PHASE I I
Legal Subdivision	CRESENT FARMS
Legal Phase	1
Legal Lot Number	68
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1012
Census Tract	110202

Owner

Source: McIntosh County records · APN 0062-G-0068

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit MARSHLAND CREDIT UNION
Nov 13, 2015	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEASTERN BANK
Aug 06, 2025	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES
Jul 22, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Nov 04, 2005	Deed, Transfer · Conventional Mortgage SOUTHEASTERN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2025 · Amount on Record
Deed Sale	Aug 06, 2025 · Amount on Record
Prior Sale	Jul 22, 2024 · Amount on Record
Deed Book / Page	731 / 498
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Recording Date	May 12, 2026
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Document Number	0000000119
Book / Page	743 / 443
Instrument Date	May 06, 2026
Instrument	2026119
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557

Mortgage

Document Number	0000000119,
Date	May 12, 2026
Book Page	743/443
Instrument	2026119

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557

Mortgage

Document Number	0000000666/0000000435
Date	Jan 15, 2021
Book Page	0000000666/0000000435
Instrument	000209

Lender

Name	MARSHLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2046

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000610/778
Date	Nov 13, 2015
Book Page	610/778

Lender

Name	SOUTHEASTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2016

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 06, 2025
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Document Number	000731/498
Book / Page	731 / 498
Instrument Date	Jul 31, 2025
Transaction Type	Transfer
Record Updated	Mar 09, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557

Mortgage

Document Number	0000731501
Date	Aug 06, 2025
Instrument	731/501

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jul 22, 2024
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Document Number	000716/328
Book / Page	716 / 328
Instrument Date	Jul 18, 2024
Transaction Type	Transfer
Record Updated	Aug 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557

Mortgage

Document Number	0000000716/0000000331
Date	Jul 22, 2024
Book Page	0000000716/0000000331

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH GA
Recording Date	Nov 04, 2005
Property Address	2604 SMITH RD SE, TOWNSEND, GA 31331-4557
Document Number	000416/244
Book / Page	416 / 244
Instrument Date	Nov 04, 2005
Instrument	2005-001865
Transaction Type	Transfer
Record Updated	Aug 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W 32ND CT, RIVIERA BEACH, FL 33404-3730

Mortgage

Document Number	000416/246
Date	Nov 08, 2005
Book Page	416/246

Lender

Name	SOUTHEASTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 01, 2008

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00 (+107.45%) Homeowner's exemption	$162,280 (+3.36%) Land $31,480 Building $130,800	$405,700 (+3.36%) Land $78,700 Building $327,000
2023	$2,364.00 Homeowner's exemption	$157,000 Land $19,480 Building $137,520	$392,500 Land $48,700 Building $343,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McIntosh County (13191C), updated August 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131911102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Darien Telephone Company	Cable	1,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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