2548 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 2548 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,063 sqft · built 1947
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Jul 2021)
Tax Bill	$838 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1785212045`

Property Details

APN / Parcel Number

Primary APN	`1785212045`
Alternative APN	`23657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	1,375 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	28 sqft
Lean-To	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2548 NC 181
City	MORGANTON
State	NC
Zip	28655-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2548 NC 181 MORGANTON, NC 28655
Legal Subdivision	WATKINS ESTATE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2002
Census Tract	20202

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2548 NC 181, MORGANTON, NC 28655-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 17, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	20217905
Deed Book / Page	2553 / 200
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 7, 2021
Property Address	2548 NC 181, MORGANTON, NC 28655-9570
Document Number	0025530200
Book / Page	2553 / 200
Map Reference	MB 4 PG 34
Instrument Date	Jul 7, 2021
Instrument	2021007905
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 CARBON CITY RD, MORGANTON, NC 28655-4143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 NC 181, MORGANTON, NC 28655-9570

Mortgage

Document Number	2021007906
Date	Jul 7, 2021
Instrument	2021007906

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Sep 17, 2019
Property Address	2548 NC 181, MORGANTON, NC 28655-9570
Document Number	0024240585
Book / Page	002424 / 000585
Instrument Date	Sep 5, 2019
Instrument	32237
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CARBON CITY RD MORGANTON NC 286554143, MORGANTON, NC 28655-4143

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (-0.24%)	$117,512 (-) Land $19,544 Building $97,968	$117,512 (-) Land $19,544 Building $97,968
2023	$840.00	$117,512 Land $19,544 Building $97,968	$117,512 Land $19,544 Building $97,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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