2509 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 2509 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1935
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Tax Bill	$524 (2023)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785109605`

Property Details

APN / Parcel Number

Primary APN	`1785109605`
Alternative APN	`42708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,586 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	434 sqft
Patio Area	434 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Old Parcel Number	1785109605
Street Address	2509 NC 181
City	MORGANTON
State	NC
Zip	28655-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL TWO DIST
Legal Description	2509 NC 181 MORGANTON, NC 28655
Legal Subdivision	NC HWY 181
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20204

Owner

Source: Burke County records, as of September 28, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1493, MORGANTON, NC 28680-1493
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2017
Deed Sale	Sep 17, 2017
Deed Document Number	00176DC186
Record Updated	Jun 7, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2509 NC 181, MORGANTON, NC 28655-9570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023230717
Date	Dec 6, 2017
Book Page	2323/0717
Instrument	2017010888

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2509 NC 181, MORGANTON, NC 28655-9570
Document Number	0025130314
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 NC 181 MORGANTON NC 286559570, MORGANTON, NC 28655-9570

Mortgage

Document Number	0025130314
Date	Jan 13, 2021
Book Page	002513/000314
Instrument	438

Lender

Name	PENNYMAC
Address	WINSTON SALEM, NC 27104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$524.00	$142,287 Land $17,705 Building $124,582	$142,287 Land $17,705 Building $124,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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