2500 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 2500 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,946 sqft · built 1969
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2018)
Tax Bill	$1,567 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1785202662`

Property Details

APN / Parcel Number

Primary APN	`1785202662`
Alternative APN	`26550`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,946 sqft Living Area
1st Floor Area	1,973 sqft
Basement Area	1,973 sqft
Finished Basement	1,973 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2500 NC 181
City	MORGANTON
State	NC
Zip	28655-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2500 NC 181 MORGANTON, NC 28655
Legal Subdivision	ROSES CREEK HUNTING AND FISHING CLUB
Legal Tract	1
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2002
Census Tract	20202

Owner

2500 NC 181 is owned and occupied by an individual who bought it in August 2018.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2500 NC 181, MORGANTON, NC 28655-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer CERTAINTY HM LNS LLC
Sep 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Deed Document Number	20182017018659
Deed Book / Page	2360 / 263
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0023600263
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 4, 2020
Property Address	2500 NC 181, MORGANTON, NC 28655-9570
Document Number	0025050242
Book / Page	002505 / 000242
Instrument Date	Dec 4, 2020
Instrument	47752
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 PLANTATION LOOP MORGANTON NC 286556099, MORGANTON, NC 28655-6099

Mortgage

Document Number	25050247
Date	Dec 4, 2020
Book Page	002505/000247
Instrument	47753

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 25, 2020
Property Address	2500 NC 181, MORGANTON, NC 28655-9570
Document Number	0024900649
Book / Page	002490 / 000649
Instrument Date	Sep 24, 2020
Instrument	45103
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 NC 181 MORGANTON NC 286559570, MORGANTON, NC 28655-9570

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 28, 2020
Property Address	2500 NC 181, MORGANTON, NC 28655-9570
Document Number	0024840990
Book / Page	002484 / 000990
Instrument Date	Aug 28, 2020
Instrument	44073
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 NC 181 MORGANTON NC 286559570, MORGANTON, NC 28655-9570

Tax Assessment & Valuation

The 2026 property tax bill for 2500 NC 181 was $1,567, down 0.9% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,567.00 (-0.95%)	$231,646 (-) Land $19,167 Building $212,479	$231,646 (-) Land $19,167 Building $212,479
2025	$1,582.00	$231,646 Land $19,167 Building $212,479	$231,646 Land $19,167 Building $212,479
2023	$1,576.00	$231,646 Land $19,167 Building $212,479	$231,646 Land $19,167 Building $212,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 NC 181 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 NC 181 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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