2548 Carroll St, Monroe, NC 28110 Property Records

Union County property record for 2548 Carroll St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1962
Lot Size	0.632 acres (27,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2022)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-070`

Property Details

APN / Parcel Number

Primary APN	`09-301-070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	1,390 sqft
1st Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,530 sqft (0.632 acres)
Garage Type	Mixed
Garage Area	500 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	408 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2548 CARROLL ST
City	MONROE
State	NC
Zip	28110-8410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#155 & #156 BRIARWOOD ACRES 8610-872
Legal Subdivision	BRIARWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2548 CARROLL ST, MONROE, NC 28110-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	202238648
Deed Book / Page	8610 / 872
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	8076446
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2548 CARROLL ST, MONROE, NC 28110-8410
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 CARROLL ST, MONROE, NC 28110-8410

Mortgage

Document Number	0008821614
Date	Dec 4, 2023
Book Page	8821/614
Instrument	28989

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 18, 2022
Property Address	2548 CARROLL ST, MONROE, NC 28110-8410
Document Number	0008610872
Book / Page	8610 / 872
Instrument Date	Nov 17, 2022
Instrument	38648
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3117 NEW TOWN RD, 3117, MONROE, NC 28110-9587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 CARROLL ST, MONROE, NC 28110-8410

Mortgage

Document Number	0000038649
Date	Nov 18, 2022
Instrument	38649

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 23, 2021
Property Address	2548 CARROLL ST, MONROE, NC 28110-8410
Document Number	8076446
Book / Page	8076 / 446
Instrument Date	Apr 21, 2021
Instrument	19289
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 CARROLL ST, MONROE, NC 28110-8410

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,300 (-) Land $55,600 Building $293,700	$349,300 (-) Land $55,600 Building $293,700
2025	$3,053.00 (+36.11%)	$349,300 (+69.81%) Land $55,600 Building $293,700	$349,300 (+69.81%) Land $55,600 Building $293,700
2023	$2,243.00	$205,700 Land $33,400 Building $172,300	$205,700 Land $33,400 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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