2540 Carroll St, Monroe, NC 28110 Property Records

Union County property record for 2540 Carroll St, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1973
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2022)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-120`

Property Details

APN / Parcel Number

Primary APN	`09-301-120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,300 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2540 CARROLL ST
City	MONROE
State	NC
Zip	28110-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#151 & #152 BRIARWOOD ACRES
Legal Subdivision	BRIARWOOD ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1016
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2540 CARROLL ST, MONROE, NC 28110-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Feb 4, 2022	Warranty Deed, Transfer
Nov 18, 2021	Intrafamily Transfer, Transfer
Feb 3, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	202229498
Deed Book / Page	8552 / 810
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	8318632
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2022
Property Address	2540 CARROLL ST, MONROE, NC 28110-8410
Document Number	0008552810
Book / Page	8552 / 810
Instrument Date	Aug 8, 2022
Instrument	29498
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000029499
Date	Aug 19, 2022
Instrument	29499

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 4, 2022
Property Address	2540 CARROLL ST, MONROE, NC 28110-8410
Document Number	0008391648
Book / Page	8391 / 648
Instrument Date	Feb 2, 2022
Instrument	4513
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5809 NEW SALEM RD, MARSHVILLE, NC 28103-9664

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 18, 2021
Property Address	2540 CARROLL ST, MONROE, NC 28110-8410
Document Number	8318632
Book / Page	8318 / 632
Instrument Date	Nov 18, 2021
Instrument	54928
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3809 MATTHEWS WEDDINGTON RD, 3809, MATTHEWS, NC 28105-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1092, CONCORD, NC 28026-1092

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Feb 3, 2022
Property Address	2540 CARROLL ST, MONROE, NC 28110-8410
Document Number	0008390825
Book / Page	8390 / 825
Instrument Date	Nov 18, 2021
Instrument	4380
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3809 MATTHEWS WEDDINGTON RD, 3809, MATTHEWS, NC 28105-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1092, CONCORD, NC 28026-1092

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,500 (-) Land $60,300 Building $277,200	$337,500 (-) Land $60,300 Building $277,200
2025	$2,950.00 (+57.75%)	$337,500 (+96.79%) Land $60,300 Building $277,200	$337,500 (+96.79%) Land $60,300 Building $277,200
2023	$1,870.00	$171,500 Land $37,000 Building $134,500	$171,500 Land $37,000 Building $134,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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