2544 Carroll St, Monroe, NC 28110 Property Records

Union County property record for 2544 Carroll St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,301 sqft · built 1962
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Jul 2014)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-301-119`

Property Details

APN / Parcel Number

Primary APN	`09-301-119`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	1,294 sqft
1st Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,914 sqft (0.549 acres)
Garage Type	Carport
Garage Area	246 sqft
Carport	Carport
Carport Area	246 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2544 CARROLL ST
City	MONROE
State	NC
Zip	28110-8410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#153 BRIARWOOD
Legal Subdivision	BRIARWOOD ACRES
Legal Lot Number	153
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1016
Census Tract	20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 CARROLL ST, MONROE, NC 28110-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2014 · Amount on Record
Deed Sale	Jul 15, 2014 · Amount on Record
Prior Sale	Jul 13, 2009 · Amount on Record
Deed Document Number	201417843
Deed Book / Page	6261 / 377
Prior Transfer Date	Nov 13, 2002
Prior Transfer Doc	1979893
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2544 CARROLL ST, MONROE, NC 28110-8410
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 CARROLL ST, MONROE, NC 28110-8410

Mortgage

Document Number	0009211276
Date	Sep 30, 2025
Book Page	9211/276
Instrument	25403

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2544 CARROLL ST, MONROE, NC 28110-8410
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 CARROLL ST, MONROE, NC 28110-8410

Mortgage

Document Number	8138560
Date	Jun 16, 2021
Book Page	8138/560
Instrument	28507

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,900 (-) Land $54,700 Building $225,200	$279,900 (-) Land $54,700 Building $225,200
2025	$2,446.00 (+35.59%)	$279,900 (+69.12%) Land $54,700 Building $225,200	$279,900 (+69.12%) Land $54,700 Building $225,200
2023	$1,804.00	$165,500 Land $32,800 Building $132,700	$165,500 Land $32,800 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, T-Mobile.

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