2546 92nd St, Luck, WI 54853 Property Records

Polk County property record for 2546 92nd St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2021)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	May 2017 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-00693-1200`

Property Details

APN / Parcel Number

Primary APN	`012-00693-1200`

Exterior

Lot Area	110,207 sqft (2.53 acres)

Location & Zoning

Street Address	2546 92ND ST
City	LUCK
State	WI
Zip	54853-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CSM 6725 V30 P179 (848231) OF LOT 11 CSM 6097 V27 P161 (795491) LOC IN PT GL2
Legal Range	16W
Legal Township	36N
Legal Section	28
Legal Lot Number	12
Jurisdiction	POLK WI
Township / Civil Division	BONE LAKE
Census Block Group	3
Census Block	3104
Census Tract	960100

Owner

Source: Polk County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1419 CREEKWOOD DR, NEW RICHMOND, WI 54017-2580
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Line of Credit CUMBERLAND FEDERAL BANK FSB
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Mar 6, 2017 · Amount on Record
Deed Document Number	2021896137
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0000896137
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2546 92ND ST, LUCK, WI 54853
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850817
Date	May 1, 2017
Instrument	850817

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank
Address	CUMBERLAND, WI 54829

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2546 92ND ST, LUCK, WI 54853
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859751
Date	Feb 13, 2018
Instrument	859751

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	May 17, 2021
Property Address	2546 92ND ST, LUCK, WI 54853
Document Number	0000896137
Map Reference	MAP6725 VL30 PG179
Instrument Date	Apr 30, 2021
Instrument	896137
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000896138
Date	May 17, 2021
Instrument	896138

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Mar 6, 2017
Property Address	2546 92ND ST, LUCK, WI 54853
Document Number	0000849435
Map Reference	MB 30 PG 179
Instrument Date	Feb 27, 2017
Instrument	849435
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$21.60
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Bone Lake Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,200.00 (+5.02%)	$191,600 (-) Land $26,300 Building $165,300	$330,900 (+8.74%) Land $45,421 Building $285,479
2023	$3,047.00	$191,600 Land $26,300 Building $165,300	$304,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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