2540 92nd St, Luck, WI 54853 Property Records

Polk County property record for 2540 92nd St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Tax Bill	$5,923 (2025)
Deeds & Mortgages	May 2017 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00693-1100`

Property Details

APN / Parcel Number

Primary APN	`012-00693-1100`

Exterior

Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	2540 92ND ST
City	LUCK
State	WI
Zip	54853-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 CSM #6725 V30 P179 (848231) OF LOT 11 CSM #6097 V27 P161 (795491) LOC IN PT GL2
Legal Range	16W
Legal Township	36N
Legal Section	28
Legal Lot Number	11
Jurisdiction	POLK WI
Township / Civil Division	BONE LAKE
Census Block Group	3
Census Block	3104
Census Tract	960100

Owner

Source: Polk County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 SALEM LN, SAINT PAUL, MN 55118-4700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Line of Credit CUMBERLAND FEDERAL BANK FSB
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2012
Deed Sale	Jul 12, 2012
Prior Sale	Jun 6, 2012 · Amount on Record
Deed Document Number	2012798121
Transfer Doc	0000798121
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2540 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850817
Date	May 1, 2017
Instrument	850817

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank
Address	CUMBERLAND, WI 54829

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2540 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000859751
Date	Feb 13, 2018
Instrument	859751

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2540 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000898501
Date	Jul 9, 2021
Instrument	898501

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Bone Lake Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,923.00 (+5.02%)	$351,300 (-) Land $25,000 Building $326,300	$606,800 (+8.77%) Land $43,182 Building $563,618
2023	$5,640.00 (+13.85%)	$351,300 (-0.03%) Land $25,000 Building $326,300	$557,900 (+25.17%)
2022	$4,954.00	$351,400 Land $25,000 Building $326,400	$445,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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