2532 92nd St, Luck, WI 54853 Property Records

Polk County property record for 2532 92nd St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	2.88 acres (125,453 sqft)
Owner	Company Name on Record
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00695-1000`

Property Details

APN / Parcel Number

Primary APN	`012-00695-1000`

Exterior

Lot Area	125,453 sqft (2.88 acres)

Location & Zoning

Street Address	2532 92ND ST
City	LUCK
State	WI
Zip	54853-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 CSM #6097 V27 PG 161 LOC PT GOV LOT 2
Legal Lot Number	10
Jurisdiction	POLK WI
Township / Civil Division	BONE LAKE
Census Block Group	3
Census Block	3104
Census Tract	960100

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2532 92ND ST, LUCK, WI 54853-2124
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 12, 2012
Last Transfer Date	Feb 7, 2025
Transfer Doc	0000933083
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2532 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	890767
Date	Dec 21, 2020
Instrument	890767

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2532 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	POLK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	873027
Date	Jun 27, 2019
Instrument	873027

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2532 92ND ST, LUCK, WI 54853-2124
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	868830
Date	Jan 7, 2019
Instrument	868830

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 15, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Bone Lake Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (+6.11%) Homeowner's exemption	$289,500 (-) Land $39,300 Building $250,200	$500,000 (+8.77%) Land $67,876 Building $432,124
2023	$4,401.00 Homeowner's exemption	$289,500 Land $39,300 Building $250,200	$459,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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