2545 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2545 Gardner Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,540 sqft · built 1978
Lot Size	0.689 acres (30,056 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Jul 2015)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Aug 2023 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B1020-126.000-011`

Property Details

APN / Parcel Number

Primary APN	`B1020-126.000-011`
Alternative APNs	`0001400` `263854` `266149`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	620 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Contemporary
Exterior Material	Combination
Lot Area	30,056 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 175 ft wide
Terrain	Rolling
Garage Area	686 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001400
Old Parcel Number	B1020126.000011
Street Address	2545 GARDNER RD
City	HAMILTON
State	OH
Zip	45013-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 ENT GREEN VIEW NORTH
Legal Subdivision	GREEN VIEW
Legal Lot Number	54
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3037
Census Tract	15000

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2545 GARDNER RD, HAMILTON, OH 45013-9398
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	0000028005
Deed Book / Page	008814 / 000273
Last Transfer Date	Aug 16, 2023
Transfer Doc	0000025704
Record Updated	Jun 8, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Aug 16, 2023
Property Address	2545 GARDNER RD, HAMILTON, OH 45013-9398
Document Number	0000025704
Book / Page	10003 / 1490
Instrument Date	Aug 3, 2023
Instrument	2023-00025704
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2545 GARDNER RD, HAMILTON, OH 45013-9398

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2545 GARDNER RD, HAMILTON, OH 45013-9398
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058309
Date	Oct 12, 2021
Book Page	9739/500
Instrument	2021-00058309

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2545 GARDNER RD, HAMILTON, OH 45013-9398
Document Number	0000041605
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 GARDNER RD HAMILTON OH 450139398, HAMILTON, OH 45013-9398

Mortgage

Document Number	0000041605
Date	Oct 29, 2018
Book Page	009224/000274
Instrument	41605

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,514.00 (+1.83%)	$97,630 (-) Land $16,550 Building $81,080	$278,960 (-) Land $47,290 Building $231,670
2023	$3,451.00 (+20.62%)	$97,630 (+35.22%) Land $16,550 Building $81,080	$278,960 (+35.23%) Land $47,290 Building $231,670
2022	$2,861.00	$72,200 Land $16,550 Building $55,650
2020			$206,280 Land $47,290 Building $158,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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