Hillsborough County property record for 2544 Regal River Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,806 sqft · built 1997 |
| Lot Size | 0.436 acres (18,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $487,500 (Aug 2019) |
| Tax Bill | $8,360 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087498-4102 |
| Primary APN | 087498-4102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,806 sqft Living Area |
| Gross Area | 5,439 sqft |
| 1st Floor Area | 3,422 sqft |
| Upper Floors Area | 384 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,996 sqft (0.436 acres) |
| Lot Dimensions | 169 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 1,057 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 434 sqft |
| Porch | Open Porch |
| Porch Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874984102 |
|---|---|
| Street Address | 2544 REGAL RIVER RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER RIDGE RESERVE LOT 10 BLOCK 2 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | RIVER RIDGE RESERVE |
| Legal Tract | 36P |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 13409 |
2544 Regal River Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on File |
| Deed Sale | Aug 29, 2019 · Amount on File |
| Prior Sale | Nov 1, 1996 · Amount on File |
| Deed Document Number | 2019377533 |
| Deed Book / Page | 26914 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Document Number | 0000181698 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022181698 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 472 Months |
| Due | Aug 28, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 28, 2019 |
| Property Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Document Number | 0269090541 |
| Book / Page | 026909 / 000541 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 374384 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2544 REGAL RIVER RD VALRICO FL 335968306, VALRICO, FL 33596-8306 |
| Document Number | 269090543 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 026909/000543 |
| Instrument | 374385 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 27, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.24% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 29, 2019 |
| Property Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Document Number | 0000377533 |
| Book / Page | 26914 / 0118 |
| Map Reference | MB 76 PG 9 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019377533 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4618 W EL PRADO BLVD, 4618, TAMPA, FL 33629-8306 |
| Name | Verified Name |
|---|---|
| Address | 2544 REGAL RIVER RD, VALRICO, FL 33596-8306 |
| Document Number | 0269140120 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 26914/0120 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 2544 Regal River Rd was $8,360 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,709 (+2.7%) | $736,898 (-1.35%) Land $195,362 Building $541,536 | |
| 2025 | $8,360.00 Homeowner's exemption | $457,360 | $746,964 Land $195,362 Building $551,602 |
| 2023 | $7,446.00 (+3.86%) Homeowner's exemption | $431,524 (+3%) | $695,315 (+0.37%) Land $177,602 Building $517,713 |
| 2022 | $7,169.00 Homeowner's exemption | $418,955 | $692,748 Land $142,082 Building $550,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2544 Regal River Rd in Zone X, an area of minimal flood risk, though there have been 149 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 149 (1979–2024) |
| Claims Outside the SFHA | 4 of 149 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2544 Regal River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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