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2543 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 2543 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 2022
Lot Size4.5 acres (196,020 sqft)
Owner2 Individual Names on File
Last Sale$100 (Aug 1993)
Tax Bill$9,016 (2025)
Deeds & MortgagesOct 2023 Transfer
Mar 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN36-19-32-3AD-001C-0000

Property Details

APN / Parcel Number

Primary APN36-19-32-3AD-001C-0000
Alternative APN
  • 1932363AD001C0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,700 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,700 sqft
Upper Floors Area432 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area196,020 sqft (4.5 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2543 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 31 TWP 19S RGE 33E FROM SW COR OF NW 1/4 OF NW 1/4 RUN W 31.20 FT S 30 FT S 2 DEG 11 MIN 37 SEC W 52.14 FT TO POB RUN S 2 DEG 11 MIN 37 SEC W 120 FT N 79 DEG 16 MIN 25 SEC E 1248.02 FT TO SHORE LI NWLY ALONG SHORE LI TO A PT N 67 DEG 32 MIN 16 SE
Legal Range32E
Legal Township19S
Legal Section36
Legal SubdivisionOSCEOLA BLUFF NORTH 5 ACRE DEVELOPMENT 4
Legal Tract3AD
Legal Lot Number3
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2002
Census Tract21201

Owner

2543 E Osceola Rd is owned and occupied by two individuals who acquired it in August 2023.

Source: Seminole County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2543 E OSCEOLA RD, GENEVA, FL 32732-9514
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Intrafamily Transfer, Transfer
Mar 15, 2018Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 1993 · Amount on File
Deed SaleAug 1, 1993 · Amount on File
Prior SaleNov 1, 1986 · Amount on File
Deed Book / Page2665 / 1000
Last Transfer DateAug 11, 2023
Transfer Doc0105181946
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateOct 6, 2023
Property Address2543 E OSCEOLA RD, GENEVA, FL 32732-9514
Document Number0105181946
Book / Page10518 / 1946
Instrument DateAug 11, 2023
Instrument2023092740
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2543 E OSCEOLA RD, GENEVA, FL 32732-9514

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2543 E OSCEOLA RD, GENEVA, FL 32732-9514

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 15, 2018
Property Address2543 E OSCEOLA RD, GENEVA, FL 32732-9514
Document Number0090920771
Book / Page009092 / 000771
Instrument DateMar 2, 2018
Instrument28849
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyAFFINITY TITLE SERVICES/FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1322 W OSCEOLA RD GENEVA FL 327329419, GENEVA, FL 32732-9419

Mortgage

Document Number90920773
DateMar 15, 2018
Book Page009092/000773
Instrument28850
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 14, 2033
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2543 E Osceola Rd was $9,016.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,016.00$677,679 Land $232,250 Building $445,429$677,679 Land $232,250 Building $445,429
2023$9,016.00 (+138.71%)$663,794 (+120.31%)$663,794 (+113.81%) Land $206,000 Building $457,794
2022$3,777.00$301,304$310,459 Land $206,000 Building $104,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2543 E Osceola Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2543 E Osceola Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMON BLUFF WATER ASSOCIATION
private · serves 201 people · EPA ID FL3640748
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

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