2534 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 2534 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,800 sqft · built 2020
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$93,500 (Oct 2018)
Tax Bill$6,971 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-19-32-3AD-001M-0000

Property Details

APN / Parcel Number

Primary APN36-19-32-3AD-001M-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,800 sqft Living Area
Upper Floors Area276 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2534 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 36 TWP 19S RGE 32E BEG 30 FT S & 2150.34 FT E OF NW COR OF S 1/2 OF NE 1/4 RUN E 371.90 FT S 2 DEG 11 MIN 37 SEC W 608.20
Legal Range32E
Legal Township19S
Legal Section36
Legal SubdivisionOSCEOLA BLUFF NORTH 5 ACRE DEV
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2002
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 3, 2020Deed of Trust, Mortgage · Construction Mortgage
SEACOAST NATIONAL BANK
Oct 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Aug 31, 2017Warranty Deed, Transfer
FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PARTNERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleAug 31, 2017 · Amount on Record
Deed Document Number2018123273
Deed Book / Page09239 / 0529
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
InvestorPossibly a Property Investor

Mortgage

Document Number0099091681
DateApr 22, 2021
Book Page9909/1681
Instrument2021052912
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095291616
DateFeb 3, 2020
Book Page09529/1616
Instrument2020012045
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateOct 25, 2018
Property Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
Document Number0092390529
Book / Page009239 / 000529
Instrument DateOct 25, 2018
Instrument123273
Transaction TypeTransfer
Record UpdatedNov 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$654.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address219 VELVETEEN PL CHULUOTA FL 327666005, CHULUOTA, FL 32766-6005

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 31, 2017
Property Address2534 E OSCEOLA RD, GENEVA, FL 32732-9557
Document Number0089821059
Book / Page008982 / 001059
Instrument DateAug 30, 2017
Instrument89083
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyFIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PARTNERS

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address90 BOARDWALK AVE OVIEDO FL 327657306, OVIEDO, FL 32765-7306

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,971.00 (+7.59%) Homeowner's exemption$535,007 (+5.99%)$612,626 (-4.03%) Land $102,500 Building $510,126
2023$6,479.00 (+2.24%) Homeowner's exemption$504,785 (+3%)$638,335 (+0.83%) Land $90,000 Building $548,335
2022$6,337.00 Homeowner's exemption$490,083$633,102 Land $90,000 Building $543,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMON BLUFF WATER ASSOCIATION
private · serves 201 people · EPA ID FL3640748
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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