Seminole County property record for 2500 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,409 sqft · built 2008 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Jun 2024) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Second Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-19-32-3AD-0040-0000 |
| Primary APN | 36-19-32-3AD-0040-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 1,310 sqft |
| Upper Floors Area | 1,099 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 221,285 sqft (5.08 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 506 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 2500 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 36 TWP 19S RGE 32E BEG 637.72 FT S & 1903.66 FT E OF N W COR OF S 1/2 OF NE 1/4 RUN E 591.64 FT S 2 DEG 11 MIN 37 SEC W 380.37 FT W 574.80 FT N 380 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 36 |
| Legal Subdivision | OSCEOLA BLUFF NORTH 5 ACRE DEVELOPMENT 4 |
| Legal Tract | 3AD |
| Legal Lot Number | 36 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM |
| Jan 31, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Sep 14, 2023 · Amount on Record |
| Deed Document Number | 202458199 |
| Deed Book / Page | 10652 / 1942 |
| Prior Transfer Date | Sep 1, 2023 |
| Prior Transfer Doc | 0105070057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 0105070057 |
| Book / Page | 10507 / 57 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023085210 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | OLD REPUBLIC TITLE RESID'L INF, OLD REPUBLIC TTL RES INFORMA |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Name | Verified Name |
|---|---|
| Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 0001050761 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 10507/61 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 0097701058 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 9770/1058 |
| Instrument | 2020135882 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 0095341269 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2500 E OSCEOLA RD GENEVA FL 327329557, GENEVA, FL 32732-9557 |
| Document Number | 0095341269 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 009534/001269 |
| Instrument | 14826 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 0088531024 |
| Book / Page | 08853 / 1024 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2017010926 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,285.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5252, WINTER SPRINGS, FL 32708 |
| Name | Verified Name |
|---|---|
| Address | 2500 E OSCEOLA RD, GENEVA, FL 32732-9557 |
| Document Number | 2017010927 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017010927 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 (-96.47%) | $580,979 (+64.99%) Land $104,140 Building $476,839 | $580,979 (-4.12%) Land $104,140 Building $476,839 |
| 2024 | $8,634.00 (+93.59%) | ||
| 2023 | $4,460.00 (+2.55%) Homeowner's exemption | $352,126 (+3%) | $605,914 (+0.79%) Land $91,440 Building $514,474 |
| 2022 | $4,349.00 Homeowner's exemption | $341,870 | $601,173 Land $91,440 Building $509,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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