25421 E River Rd, Otis Orchards, WA 99027 Property Records

Spokane County property record for 25421 E River Rd, Otis Orchards, WA 99027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,758 sqft · built 1976
Lot Size0.603 acres (26,260 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (May 2022)
Tax Bill$5,041 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55012.0402

Property Details

APN / Parcel Number

Primary APN55012.0402

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,286 sqft
1st Floor Area894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2019
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,260 sqft (0.603 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area192 sqft
Pole Barn2,164 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address25421 E RIVER RD
CityOTIS ORCHARDS
StateWA
Zip99027-9444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCV
Legal DescriptionRIVER SHORE ESTATES ADD L2 B2
Legal Range45E
Legal Township25N
Legal Section01
Legal SubdivisionRIVER SHORE ESTATES ADD
Legal Block2
Legal Lot Number2
JurisdictionSPOKANE WA
Township / Civil DivisionLIBERTY LAKE
Census Block Group5
Census Block5002
Census Tract13201

Owner

25421 E River Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address25421 E RIVER RD, OTIS ORCHARDS, WA 99027-9444
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Sep 4, 2020Warranty Deed, Transfer · Conventional Mortgage
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2022 · Amount on File
Deed SaleMay 27, 2022 · Amount on File
Prior SaleSep 4, 2020 · Amount on File
Deed Document Number20227211174
Prior Transfer DateMar 10, 1999
Prior Transfer Doc0004346776
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMay 27, 2022
Property Address25421 E RIVER RD, OTIS ORCHARDS, WA 99027-9444
Document Number0007211174
Map ReferenceVOL 11 PG 99
Instrument DateMay 23, 2022
Instrument7211174
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,518.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25421 E RIVER RD, OTIS ORCHARDS, WA 99027-9444

Mortgage

Document Number0007211175
DateMay 27, 2022
Instrument7211175
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 4, 2020
Property Address25421 E RIVER RD, OTIS ORCHARDS, WA 99027-9444
Document Number0006964867
Map ReferenceVOL 11 PG 99
Instrument DateSep 2, 2020
Instrument6964867
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyTICOR TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,795.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1921 1ST ST # 954, 954, CHENEY, WA 99004-2000

Mortgage

Document Number0006964868
DateSep 4, 2020
Instrument6964868
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 25421 E River Rd was $5,041, up 2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictEast Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,041.00 (+2.02%)$492,650 Land $109,250 Building $383,400$492,650 Land $109,250 Building $383,400
2025$4,941.00
2024$434,450 (+27.55%) Land $90,250 Building $344,200$434,450 (+27.55%) Land $90,250 Building $344,200
2023$4,230.00 (+5.41%)$340,600 Land $76,000 Building $264,600$340,600 Land $76,000 Building $264,600
2022$4,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25421 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25421 E River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSOLIDATED IRRIG DIST 19 SYSTEM 2
serves 21,220 people · EPA ID WA5310221
Water SourceGroundwater
Last State InspectionJun 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
Wind Wireless
Fixed Wireless
100 / 20

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