2541 Derby Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 2541 Derby Dr, Rocky Mount, NC 27804 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1981
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Apr 2018)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382215-52-3896`

Property Details

APN / Parcel Number

Primary APN	`382215-52-3896`
Alternative APNs	`023801` `61744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	61744
Old Parcel Number	023801
Street Address	2541 DERBY DR
City	ROCKY MOUNT
State	NC
Zip	27804-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1 9, 0 76 AC, 9 BLK A JEFFERSON SPRINGS AC 1H 9 A JEFFERSON SPR
Legal Subdivision	JEFFERSON SPGS
Legal Block	A
Jurisdiction	NASH NC
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1020
Census Tract	10802

Owner

Source: Nash County records · APN 382215-52-3896

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2541 DERBY DR, ROCKY MOUNT, NC 27804-8282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2018 · Amount on Record
Deed Sale	Apr 06, 2018 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	0002928699
Deed Book / Page	2928 / 699
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Apr 06, 2018
Property Address	2541 DERBY DR, ROCKY MOUNT, NC 27804-8282
Document Number	02928/0699
Book / Page	2928 / 0699
Map Reference	MB11 PG386
Instrument Date	Apr 03, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4905 GREEN RD # RD107A, 4905, RALEIGH, NC 27616-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 DERBY DR, ROCKY MOUNT, NC 27804-8282

Mortgage

Document Number	0002928702
Date	Apr 06, 2018
Instrument	2928/702

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Red Oak Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00 (+25.97%)	$149,080 (+33.45%) Land $22,620 Building $126,460	$149,080 (+33.45%) Land $22,620 Building $126,460
2023	$951.00	$111,710	$111,710 Land $22,620 Building $89,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nash County (37127C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371270108021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	12 (2016–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2023, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.