2486 Derby Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 2486 Derby Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,804 sqft · built 1988
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2025)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382200-52-0575`

Property Details

APN / Parcel Number

Primary APN	`382200-52-0575`
Alternative APNs	`022228` `72175` `95181`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,804 sqft Heated Area

Exterior

Year Built	Built 1988
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	95181
Old Parcel Number	022228
Street Address	2486 DERBY DR
City	ROCKY MOUNT
State	NC
Zip	27804-8281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA30
Legal Description	1 3 4, 1 12 AC, 4 BLK C JEFFERSON SPRINGS AC 1H 4 C JEFFERSON SPR
Legal Subdivision	JEFFERSON SPGS SUB
Legal Block	C
Jurisdiction	NASH NC
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1016
Census Tract	10802

Owner

Source: Nash County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jan 16, 2024 · Amount on Record
Deed Document Number	0003446745
Deed Book / Page	3446 / 745
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Oct 24, 2025
Property Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281
Document Number	003446/745
Book / Page	3446 / 745
Map Reference	MB 11 PG 386
Instrument Date	Oct 22, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 SHEFFIELD PLN, SHEFFIELD, MA 01257-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281

Mortgage

Document Number	0003446747
Date	Oct 24, 2025
Instrument	3446/747

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jan 16, 2024
Property Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281
Document Number	003326/573
Book / Page	3326 / 573
Map Reference	MB 11 PG 386
Instrument Date	Dec 29, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 ROCKHOUSE RD, ROCKY MOUNT, NC 27804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281

Mortgage

Document Number	0033260576
Date	Jan 16, 2024
Instrument	3326-0576

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Aug 26, 2020
Property Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281
Document Number	003070/711
Book / Page	3070 / 711
Map Reference	MB 11 PG 386
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 DERBY DR, ROCKY MOUNT, NC 27804-8281

Mortgage

Document Number	0003070713
Date	Aug 26, 2020
Instrument	3070/713

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Nash County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Red Oak Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (+13.71%)	$185,190 (+23.83%) Land $24,040 Building $161,150	$185,190 (+23.83%) Land $24,040 Building $161,150
2023	$1,276.00	$149,550	$149,550 Land $24,040 Building $125,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	12 (2016–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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