Nash County property record for 2462 Derby Dr, Rocky Mount, NC 27804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1986 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,500 (Dec 1986) |
| Tax Bill | $1,570 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 382200-52-0442 |
| Primary APN | 382200-52-0442 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft (1.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 99262 |
|---|---|
| Street Address | 2462 DERBY DR |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27804-8281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA30 |
| Legal Description | 1 3 5, 1 19 AC, 5 BLK C JEFFERSON SPRINGS AC 1H 5 C JEFFERSON SPR |
| Legal Block | C |
| Jurisdiction | NASH NC |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10802 |
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2462 DERBY DR, ROCKY MOUNT, NC 27804-8281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 1986 · Amount on Record |
| Deed Sale | Dec 9, 1986 · Amount on Record |
| Deed Book / Page | 1212 / 721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 2462 DERBY DR, ROCKY MOUNT, NC 27804-8281 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2462 DERBY DR, ROCKY MOUNT, NC 27804-8281 |
| Document Number | 003222/740 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 3222/740 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Municipality | Red Oak Town |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,570.00 (+3.22%) | $195,260 (-) Land $24,060 Building $171,200 | $195,260 (-) Land $24,060 Building $171,200 |
| 2025 | $1,521.00 (+33.54%) | $195,260 (+42.45%) Land $24,060 Building $171,200 | $195,260 (+42.45%) Land $24,060 Building $171,200 |
| 2023 | $1,139.00 | $137,070 | $137,070 Land $24,060 Building $113,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 12 (2016–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
5G (outdoors only) and 4G LTE
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